Small Home Improvement Projects with Big Impact

You can invest in your home without draining your savings or going into debt. There are many ways to have a big impact on your home with small, cost-effective projects. From painting to lighting, this article will cover some of the 7 best little things you can do to make a big change in your home.

1. Freshen Your Flooring

Revive old hardwood floors by sanding them and putting down a fresh coat of stain and wax. Start by cleaning the floors – but if your hardwoods are still showing wear, try throwing down a new area rug to brighten the room.

Carpets can be professionally cleaned or replaced, and old heating vents should be refitted or even repainted to bring out that original sparkle.

2. Paint

Painting a room is a simple way to make a big stylistic change. Try experimenting with different paint finishes or add dimension with textured wallpaper and varying colors.

To make a room seem larger, opt for lighter colors. For a bolder room, choose vibrant colors and a ceiling color that is one to two shades lighter.

3. Declutter

This is the one home improvement task that could actually earn money. Give away or sell your old stuff. Clean out old drawers, storage spaces, basements, garages and attics. Get the notes off the fridge and the hair pins out of your desk drawer, because now is the time to upgrade your home by downgrading your clutter. If you have enough junk to warrant the cost, rent a large driveway trash receptacle for a week and have it hauled away at the end.

4. Refinish Cabinetry

Update old cabinetry by sanding it down and either painting or re-staining it. Use a neutral color that compliments your countertops and isn’t too overbearing. You can also easily update your cabinet hardware with more modern and stylish pulls that will instantly give your kitchen a contemporary feel.

5. Landscaping

Front-yard landscaping can offer a 100 percent return on your investment in terms of added resale value. Invest your money in lawn updates, weed control, low-maintenance shrubbery and easy perennials.

6. Refresh the Exterior

Have your windows cleaned, clear the gutters, pressure-wash your home’s exterior, update your light fixtures and place a potted plant out on the front porch. These are all inexpensive ways to give your house instant “curb appeal.”

7. Update your Fixtures

Go through your home replacing old light fixtures, switches and outlet covers. Say goodbye to those outdated, yellowing, plastic switches and hello to clean, modern fixtures. By paying attention to these small details, you’ll make a big difference.

What Are Small Home Improvement Loans?

Small home improvement loans are loans that you are able to get when you have to repair or improve your home. When searching for the best loan for you, you should be able to compare many lenders to see what types of offers they have. Small home improvement loans are often available locally and you can find local lenders in your phone books yellow pages.

Although there may be a limited amount of lenders available locally, you may be able to find many more lenders online. Most of the time you can compare both local and online lenders offers by getting quotes from each place you have looked at. When you apply for small home improvement loans you may want to keep in mind that you are going to be asked to supply some type of collateral.

Equity

In most cases you will need to use your homes equity as the form of collateral. It is often best that you compare the amount that you want to borrow to the actual amount of equity you have. You may want to borrow only the amount needed. In the end this could save you quite a bit of money. Small home improvement loans are available on a wider scale now then they have ever been. With the option of the Internet you are able to find a lender and apply for a loan without ever needing to step a foot outside of your home. This has become one of the leading ways of borrowing, because it is just so very convenient. The best deal on small home improvement loans may take a while to find at first, but when you search as much as you can you will typically find a deal that will save you a lot of money in the long run.

The Convenience Of Online Borrowing

Small home improvement loans are available on such a wide scale that you are able to find many available online that may meet all of your needs. Online lenders offer you a convenient service. They often will be able to review your loan application and approve you on the same day that you apply. They may also offer you the ability to receive the money quickly via a bank account. They can transfer the funds of the loan into your account directly from their bank.

As with any business you conduct online you may want to use caution when you are supplying a lender with information. In most cases you are asked to supply them with your social security number and other information that is of a sensitive nature. You will want to make sure that the site you are using is secured and that your information is safe.

In most cases you will see a small paddle lock symbol on the bottom of the page; this indicates that the site you are using is indeed secure. Your information will often not be shared if you request that the lender does not disclose it outside of their company. Small home improvement loans may come very convenient when you find them online. Lenders will often work with you on the terms and conditions of the loan because they want to keep your business.